If you don't finish the wagering requirement before it expires, the operator removes the remaining bonus balance and any winnings generated with the bonus from your account. Your own deposited funds are not touched — only the bonus money and bonus-linked winnings are forfeited.
Casinos keep bonus funds and winnings made from them in a separate internal balance specifically so they can be removed cleanly if the terms aren't met — your own money is tracked separately and stays yours regardless of what happens with the bonus. This is standard across licensed operators and is written into the bonus terms you accept when you claim it.
Before claiming a bonus, it's worth checking the expiry window, which games count fully toward the requirement, and running the total wagering amount through our bonus wagering calculator so there are no surprises partway through.
In most cases yes — some operators let you contact support to forfeit the bonus voluntarily and unlock your own deposited balance, though this varies by operator and isn't guaranteed.
Both: the remaining unwagered bonus amount and any winnings made using bonus funds are typically removed together when the bonus expires unfinished.
Some do as a goodwill gesture if you contact support before expiry, but it's entirely at the operator's discretion and not something to count on.
Usually yes — winnings from free spins are typically credited as bonus funds subject to their own wagering requirement, which is often separate from (and sometimes higher than) a deposit bonus's requirement, so it's worth checking the specific terms.